Insurance These services are designed to assist Banking Financial and Insurance sectors about weather impact in their field, i.e. lending, asset management, property & casualty, life & annuities. Primarily the design is for agricultural insurance companies that play a decisive role for farmers. With CWSs, the financial and insurance companies can better assess the provision of insurance protection and other financial benefits to the farmers against adverse weather incidence such as deficit and excess rainfall, high or low temperatures or humidity, etc.